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State Farm® Insurance Agent

Dave Carbaugh

207 E Coolbaugh St
Red Oak, IA 51566-1454

Corner of 2nd and Coolbaugh. East of the Court House.

Profile photo of a State Farm Agent named: Dave Carbaugh

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 4pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


207 E Coolbaugh St
Red Oak, IA 51566-1454



My name is Dave Carbaugh, and I am your dedicated State Farm agent in Red Oak, IA, and Montgomery County. Summer is here, and it's the perfect time to ensure your insurance coverage is up to date! Our Good Neighbor team is here to make insurance approachable and understandable so you can focus on enjoying the sunny days and summer road trips ahead. Whether it's preparing for the unexpected or preparing for college, we can help!

Additionally, we offer a wide variety of insurance products including Home, Auto, Business, Health, Life Insurance, and more. Our comprehensive coverage options ensures that you have the protection you need, no matter what life may bring. Renters and Condo Insurance provide essential protection for tenants and condominium owners. Life Insurance serves as a crucial financial safety net, providing protection for loved ones. As a Small Business owner myself, I would be happy to sit down with you to make sure you and your business are properly insured with Small Business or Commercial Insurance. And as you break out your equipment from winter storage make sure your RV, Camper, Motorcycle, and Boat are insured.

I am proud to be the 4th State Farm agent in the city of Red Oak since State Farm began in 1922. Every day I dedicate myself to continuing to spread the Good Neighbor spirit throughout our community. I grew up in Red Oak and even graduated from high school here. As such, I understand the needs of the local community and am here to help you find personalized coverage as a resident.

When I'm not in the office, I enjoy spending time with my beautiful wife, Leslie, and our two daughters, Emily and Elizabeth. Our family farm keeps us busy as we care for cattle, sheep, and chickens. I love being outdoors and my hobbies include hunting, fishing, and traveling. Whether you live in Red Oak, Villisca, Elliott, Grant, Wales, Stennett, or Coburg, my team can help you find personalized coverage. Stop by my office today and let's talk insurance!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Mutual Funds, Annuities

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We are committed to serving our neighbors in Red Oak, Iowa, and the greater Montgomery County! We look forward to not only getting you sufficient insurance coverage for your needs but also providing you with an excellent customer service experience! Get in touch with our team for guidance on Auto, Home, Business, Health, Life Insurance, and any other coverage you may need!

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Meet our experienced team members that are here to help your life go right! We are deeply committed to providing personalized attentive service to each and every customer. We understand that insurance can be complex, which is why we're here to guide you through every step of the process. Whether you're in need of Auto, Home, or Life Insurance, you can rest assured that our team has the knowledge and experience to help you find the right coverage for your needs. Feel free to reach out to any of our team members with questions, we're here to help!

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Molly Wise

I grew up in Griswold, Iowa and also graduated from Griswold High School. I have worked for State Farm since 2015. I started with Barb Ray until she retired in 2017 and started working for Dave. I am licensed in home, auto, business, and life. I just recently got married to my husband Chavis and we have two amazing kids together. A very energetic son, Hunter and a very spunky little girl, Mia. Chavis is a full time firefighter/ paramedic in Red Oak, Iowa. We live on a farm near Elliott, Iowa. In our spare time we are tending to the goats and chickens. I am also a 4H leader to a local club in Griswold. Fair has always been a big event in my life and now it is for our children. When we aren’t working you can find us on the farm, ball field, or the fire station. Please give us a call and let us help you with all your insurance needs.


Mary Perdue

Office Manager

I grew up in Griswold, Iowa and graduated from Griswold High School. I married my High School sweetheart and moved to Elliott, Iowa were we have lived for 37 years. I started working for my first State Farm agent, Virgil Lundgren, in 1985 in Red Oak, Iowa. We moved to Texas for a short amount of time and while there I worked for a State Farm agent. When we came back to Iowa, I went back to work for Virgil Lundgren. Virgil retired in 1995 and I went to work for Barb Ray, the other State Farm agent in Red Oak. I worked for Barb until she retired in 2017 and started working for Dave. I am licensed in home, auto, business, life, health, and flood. My husband and I have 2 sons, both grown and out of the house. We have 4 very special grandkids. When not at work, we like to walk, travel, garden, and relax on the front deck. Please give us a call so we can help you with all your insurance needs.


Janice Gravett

I have lived in southwest Iowa all my life, beginning in Clarinda. My family moved to Red Oak the summer following 7th grade and I began school here that fall. I graduated in 1971 and after a couple of years I moved to the Emerson area where I started my family. I have a son still living near Emerson with his family and a daughter near Villisca with her family. I have 7 grandchildren between the two kids and greatly enjoy every minute I get to spend with them. In 1987 I started working for the Montgomery County Treasurer and retired from that position in 2018. I now live back in Red Oak where I keep busy with family and friends. I enjoy reading and am currently in a book club. I am also learning to play bridge. I enjoy working part time at this agency.