Skip to content

State Farm® Insurance Agent Dave Carbaugh

207 E Coolbaugh St
Red Oak, IA 51566-1454

Corner of 2nd and Coolbaugh. East of the Court House.

Profile photo of a State Farm Agent named: Dave Carbaugh

Would you like to create a personalized quote?

Office Info


207 E Coolbaugh St
Red Oak, IA 51566-1454


About Me

Its April and you know what that means - tax time! It is always exciting to get a little extra cash. So, whether you end up buying a new car or you are looking to buy that life insurance you have been putting off, our office can help create a Personal Price Plan for you!

My team and I are ready to help you with your 2023 goals (and beyond), whether it is saving money or planning for the unexpected. We are experienced in providing insurance and financial services. Call or contact us as we want to help you achieve your financial goals!

A little about me....

Local boy comes home! After graduating high school from Red Oak in 1991, my future wife Leslie and I moved to Omaha, Nebraska. Spending the first few years trying to decide what I wanted to do when I grew up, I landed at the Nebraska Humane Society as the Director of Operations. In 2006, after 10+ years in the animal world, I decided to make a career change and start an insurance agency. I had family members that I had a great deal of respect for that were in the insurance industry and thought that insurance was something I would also enjoy. I spent the next 9 years building a very successful insurance agency in Omaha.

With aging grandparents/parents and two children (Emily and Elizabeth) in school, Leslie and I decided it was time that we moved home. So in 2013 we sold our home and our agency in Omaha and moved to a family acreage North of Red Oak. I continued working as an independent insurance agent until I received a call from the local State Farm agent, Barb Ray. Barb had been the State Farm agent in Red Oak for over 30 years and wanted me to consider interviewing for the position. Truly a once in a lifetime opportunity.

In December 2017 I officially became the State Farm agent in my hometown of Red Oak and couldn't be more proud! I have an incredible agency team and a beautiful office in Red Oak's historic downtown square. Our customers come to us from every community in Montgomery County including Red Oak, Stanton, Villisca, Elliott, Grant, Wales, Stennett and Coburg.

When not at the agency, we have a family farm that keeps my wife and I extremely busy with cattle, sheep and chickens. Both Emily and Liz were/are active in high school and club sports including volleyball, basketball and track. And when the opportunity allows, my wife and I enjoy being out in nature hunting, fishing and gathering mushrooms or whatever else we can forage.

Please reach out today and give my team the opportunity to earn your business!


Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health

Other Products

Banking, Home Loans, Mutual Funds, Annuities

Social Media
Skip Infinite Scroll Facebook Feed

Our agency mission is to provide every customer with insurance options that fits their unique needs while providing remarkable customer service, respect and dedication.

We strive to be the first choice for home, auto and life insurance services in Red Oak and Montgomery County.

Meet our experienced team members that are here to help your life go right!


Molly Wise

I grew up in Griswold, Iowa and also graduated from Griswold High School. I have worked for State Farm since 2015. I started with Barb Ray until she retired in 2017 and started working for Dave. I am licensed in home, auto, business, and life. I just recently got married to my husband Chavis and we have two amazing kids together. A very energetic son, Hunter and a very spunky little girl, Mia. Chavis is a full time firefighter/ paramedic in Red Oak, Iowa. We live on a farm near Elliott, Iowa. In our spare time we are tending to the goats and chickens. I am also a 4H leader to a local club in Griswold. Fair has always been a big event in my life and now it is for our children. When we aren’t working you can find us on the farm, ball field, or the fire station. Please give us a call and let us help you with all your insurance needs.


Mary Perdue

Office Manager

I grew up in Griswold, Iowa and graduated from Griswold High School. I married my High School sweetheart and moved to Elliott, Iowa were we have lived for 37 years. I started working for my first State Farm agent, Virgil Lundgren, in 1985 in Red Oak, Iowa. We moved to Texas for a short amount of time and while there I worked for a State Farm agent. When we came back to Iowa, I went back to work for Virgil Lundgren. Virgil retired in 1995 and I went to work for Barb Ray, the other State Farm agent in Red Oak. I worked for Barb until she retired in 2017 and started working for Dave. I am licensed in home, auto, business, life, health, and flood. My husband and I have 2 sons, both grown and out of the house. We have 4 very special grandkids. When not at work, we like to walk, travel, garden, and relax on the front deck. Please give us a call so we can help you with all your insurance needs.

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.